Motorcyclists are among the most vulnerable of all road users. Not only are they more difficult for other road users to see, they’re also more likely to be severely injured when they are involved in a collision.
If you’re involved in an accident on your bike, then you’ll often be able to seek compensation through the courts – provided, of course, that you have a good lawyer acting on your behalf. Let’s consider how the process might unfold.
The Traditional Process: What to Do Immediately After a Motorcycle Crash
After you’re involved in a collision, you’re legally obliged to stop and exchange details with the other motorists involved. In cases where this is possible, you’re required to notify the police within twenty-four hours.
For best results, you’ll need as thorough a picture of the scene of the crash as possible. This involved collecting statements (ideally in video form) from witnesses, and photographing any damage to vehicles and people.
Traditional forms of evidence-gathering tend to result in delays and losses. Use your mobile phone and ensure that you err on the side of thoroughness.
Legal Obligations & Time Limits: Reporting Requirements Under UK Law
Under section 170 of the Road Traffic Act 1988, you’re guilty of an offence if you fail to report the incident to the police after having failed to provide details. Under the same section, an accident is described as anything that inflicts damage on people, vehicles, and property – outside of you and the vehicle you’re driving.
Insurers will require that you report the incident to them, too – and a failure to do so might result in a claim you later make being invalid. However, you won’t be guilty of an offence if you fail to do this.
Digital Transformation: How Technology Has Changed Reporting & Evidence Collection
We’ve already mentioned how evidence can be collected through digital means. A mobile phone is a great way of doing this, but the dashboard camera has been something of a game-changer since its introduction, too.
What’s also changed is the way that reports can be made online, or over the phone. This means that there’s a reduced likelihood of evidence being damaged or lost while it’s in transit. Since there’s a digital copy available, any problems can usually be rectified later. Just make sure that you retain a copy for your own records.
It’s worth noting that there’s been a big increase in ‘crash for cash’ scams in recent times. A helmet-mounted camera might allow you to prove your innocence, if it’s called into question.
Step-by-Step Guide to Making a Motorcycle Accident Claim in the Digital Age
After an accident, you’ll want to follow a fairly rigid, proven procedure. First, make sure that everyone involved is safe, and that medical attention is sought – even if the injuries don’t appear serious. Collect digital evidence of the crash site, and notify your insurer via their preferred means. The evidence of the crash, and of the medical consequences, might bolster your case in court. Choose a solicitor specialising in claims of this kind, and bear in mind that you’ll have three years to put the case in motion, starting from the time you became aware of the injury you’ve suffered.
